How humm loan works

Find humm loan at participating retailers both in store and online.

A woman joyfully dancing and jumping on her sofa while listening to music

What is humm loan?

humm loan makes borrowing convenient and accessible for everyone.

With a focus on innovation and customer satisfaction, humm loan offers tailored plans to meet individual needs.

What you can expect as a customer:

Funds in your favour

humm loan helps you reach your goals faster by providing fast finance for the things you need now.

Borrow from $2,001 
up to $50,000

Tell us how much you need and we’ll do the rest.

Available in participating stores

Find humm loan at participating merchant 
stores.

Flexible payment options

Choose a payment day and frequency that works for you. Repay early without penalty.

Exit early, no additional fees

Pay off purchases of up to $50,000 at your own pace. You can pay off humm loan early – the entire loan, or any amount – any time without penalty.

Manage humm loan with our easy-to-use app

Use the humm loan app to view your purchases, plan your next payment and manage your cash flow.

A woman standing on public transport while looking at her phone

How to get started

Apply for funding, get quick approval and access your desired goods or services without the hassle of upfront costs. Enjoy flexible repayment options tailored to your financial needs.

Step 1

Shop at a participating merchant store

Shop at one of our merchant stores and select humm loan as a way to pay

Step 2

Login or sign up

Log in to your humm loan account or sign up and complete your details. We’ll calculate your borrowing power and you’ll receive fast decisioning^

Step 3

Easily manage purchases

Easily track your purchases and manage repayments via the online portal or on the humm loan app

Eligibility criteria

Before you apply for a humm loan, there are some criteria you need to meet.

Frequently asked questions

  • What is humm loan?

  • How can I use humm loan to purchase instore?

  • How do I apply for humm loan?

Need more help?

Visit our Help & Support page for more information.

Things you should know