If you have not received a refund as agreed with a merchant, we recommend reaching out to the merchant directly since they may have their own timeframe for processing refunds.

If the merchant hasn’t been able to resolve your concern and 15 days have passed since the date of the transaction, you can raise a dispute by completing a Notice of Disputed Transaction and sending it to fraud@humm loan. .com

As part of dispute resolution, you are required to provide supporting documents showing the merchant agreed to the refund.