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Give your customers a flexible way to pay

humm loan helps grow your sales, providing finance to customers on purchases from $2K up to $50K.

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We're here to help your business thrive and grow

With humm loan you can offer finance to your customers to assist with purchases.

By offering financing to your customers, you can turn the “I can’t afford this right now” into “I’ll take it today!”.

Grow your business

Help your customers access funds quickly with a tailored personal loan up to $50,000.

Increase sales instore and online

Provide customers with a hassle-free option to pay for big purchases in small instalments right at the point of sales.

Attract more customers

Creating finance options your customers love is simple with humm loan.

Why choose us?

humm loan helps you reach your goals faster by providing fast finance for the things you need now.

Low fees & charges

humm loan is a cost-effective option for your business.

Flexible repayment terms

Flexible payment plans to suit each customer’s financial situation (loan period 12-72 months)

You get paid upfront

Say goodbye to chasing invoices forever. You get paid upfront when your customer’s loan settles

Transparent pricing

No hidden fees or confusing fine print.

Fast approval for customers at point of sale

Only minutes to apply.

Book a demo

Industries we partner with

  • Health
  • Solar & Battery
  • Home Improvements
  • Dental
  • Veterinary
  • Retail
  • Education
  • Auto Repairs
  • Appliances
  • Home Furnishings

Plus more to come.

How it works

Apply for funding, get quick approval and access your desired goods or services without the hassle of upfront costs. Enjoy flexible repayment options tailored to your financial needs.

Step 1

Become our Merchant Partner

Provide your business details to join us and be approved within two business days.

Step 2

Account set up

Your business will be set up with the best suited digital experience for you and your customers.

Step 3

Provide customers a new way to pay

Offer humm loan to your customers with flexible payment plans to help better manage their cash flow.

Get started

Learn about how it works for customers

humm loan allows customers access to their desired goods or services without the hassle of upfront costs and enjoy flexible repayment options tailored to their financial needs.

They can apply for humm loan by:
  • Online via our website or the humm loan app
  • While shopping in store with you
How it works

Frequently asked questions

  • What are fees and charges for humm loan?

    Customer fees and charges will vary by merchant but below are the fees and charges.

    Customers will also have fixed interest rate charges for the duration of the loan.

    See applicable fees and charges here

    • Interest rate on the loan amount fixed for the loan duration
    • Establishment fee charged at the start of the loan
    • Monthly loan fee charged monthly on the recurring repayment date whilst the loan contract is still open
    • Late payment fee $20 only charged if there is a missed payment
    • Progress draw fee charged per draw

  • What support is available for humm loan partners?

    Once you become a partner, you can count on humm loan for support when you need it.

    Your account management and operational support details will be shared with you once you are set up with humm loan as a partner.

    You can always reach us on these.

    If you are interested in finding out more about humm loan, call us at 1300328569 or email us at [email protected]

    If you are already a humm loan partner, you can also email us at [email protected] or call us at 1300328569.

  • How do I login to the merchant portal?

    You will need your own portal credentials to log in to the portal.

    Your store admin can set up your credentials.

    You can log into the merchant portal from the humm loan website.

  • How do I become a merchant partner to offer humm loan to our customers?

    Thank you for choosing humm loan!

    To get started, please fill this form and a member of our team will be in touch asap with all the required information your will need.

    We will be on hand to support any questions you may have during your onboarding process and beyond.

Need more help?

Visit our Help & Support page for more information.

Help & Support
Things you should know

^Fast approval is possible when all conditions are met. In some instances we may need to review your application.

1This is a comparison rate. The comparison rate provided is based on an unsecured loan amount of $10,000 for a term of 48 months.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Important Information

humm loan provided by Once Credit Pty Limited ABN 99 112 319 632, Australian Credit Licence No. 386194. humm loan is provided subject to the Terms & Conditions. Once Credit Pty Limited is a member of humm group.

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